HOW IT WORKS

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Set up your bid


It starts with basic information. Our goal is to provide you with the finest rates and the first step is to provide accurate information. We use this information to obtain your credit score and further assess your case. By having these details in hand, our lenders and brokers can quickly assess your creditworthiness. If the information is inaccurate, this can make it difficult to find the rates you deserve.

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Watch the bids roll in


We use a state-of-the-art reverse auction when finding the best rates for you. This involves banks and lenders placing competitive bids to win your home loan. To do this, all active bids are placed on a personalized leaderboard. This information allows you to assess different bids and see which one is ideal for your situation.

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Your choice


Once the bidding is complete, the winning lender and broker will reach out to you. This includes discussing the rate, agreement, and what works best for you. This process is obligation-free allowing you to shop around without impacting your credit score.

You Have Mortgage Problems, We Have Mortgage Solutions

Credit Challenges

Securing a mortgage with less-than-perfect credit can be challenging, but our platform connects clients with brokers who offer flexible options based on home equity, not just credit score.

Debt Management

Homeowners struggling with high-interest debt can use mortgage solutions to consolidate debts, lowering overall interest rates and simplifying monthly payments.

Slow Approval Process

Traditional mortgage processes can take too long. We accelerates approvals by allowing brokers to bid quickly, providing customers with fast access to mortgage solutions.

No Income Proof

For clients who lack traditional income documentation, our network of brokers offers equity-based mortgage options, making it easier to get approved without the usual paperwork.

START A NEW MORTGAGE BIDS

I Want to

PURCHASE

REFINANCE

SWITCH

2ND MORTGAGE

How does it work?

Submit

Fill out and submit your mortgage details through our simple online form.

Receive

Receive multiple bids from trusted mortgage brokers, each offering their best rates.

Decide

Compare the offers and pick the mortgage rate that best suits your needs and budget.

Ready to get started?

How does it work?

Submit Details

Receive Offers

Accept Bid

Ready to get started?

How does it work?

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Complete our online application

Tell us about your goal and your current financial situation. We’ll ask about your income, debts, and credit.

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Get a free consultation

We will show you how the right home financing can help you achieve your goal.

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Get approved & receive your funds!

You will provide supporting documents & we will work quickly to get you approved.

We Tailor Mortgage Solutions to Fit Your Needs

Dealing with unique financial situations? Whether you have fluctuating income, credit challenges, or complex family circumstances, we’ve got you covered. We provide personalized solutions that align with your goals.

Choose from competitive mortgage offers, bid on rates, and select what works best for you. No matter your situation, we help you find the best mortgage rate with ease.

Safe and Fast Way to Get the Best Rates

We help you find the best mortgage rates quickly and securely. Our platform connects you with trusted brokers who offer competitive rates, giving you access to safe, reliable mortgage options that match your financial needs.

Advice on demand.

Needing a loan can be stressful, but we’re here for you. Our dedicated agents are fiduciaries. This means we work in your best interest, and we’re here when you need us.

Call: 647 254 0780

Hours: 8am - 6pm

See what our customers have to say about us

Sarah H

⭐⭐⭐⭐⭐

"MortgageBids made the whole process so easy! I received multiple offers within days, and I could pick the best rate that fit my budget. It was fast, simple, and stress-free!"

Jennifer A

⭐⭐⭐⭐⭐

"The ability to compare bids from different brokers saved me so much time. I ended up with a much better rate than I expected. Highly recommend for anyone looking to refinance!"

George N

⭐⭐⭐⭐⭐

"I was skeptical at first, but MortgageBids delivered! I got competitive offers and was able to choose the rate that worked best for me. The process was quick, and the support team was great!"

See what our customers have to say about us

⭐⭐⭐⭐⭐

About MortgageBids

We aim to empower Canadians with a transparent, competitive platform to secure the best mortgage rates. By connecting homeowners with trusted brokers, we simplify the mortgage process, helping clients make informed decisions that support their long-term financial health and homeownership goals.

Our office

We are located at 22 Trinita Ave Woodbridge ON L4H 3J9

Mortgage Bids

22 Trinita Ave Woodbridge ON L4H 3J9

Questions?

Call:
(647)-479-2829

Hours: 8am - 6pm

[email protected]

Important Links

How it works

About Us