Mortgage guides

Plain-English mortgage guides for Canadians, written to answer the question you searched in the first few lines, with worked examples and links to the calculator for your numbers.

Renewal and switching

Buying a home

Get a mortgage broker's bid too

Licensed mortgage brokers bid alongside banks, credit unions and private lenders on MortgageBids.ca. One broker bid can tap dozens of lenders, and on most prime mortgages the lender pays the broker, not you. Why use a mortgage broker · Get broker and lender bids

Equity and borrowing

Rates and terms

Challenge your mortgage rate

Connect with verified brokers and lenders bidding on your mortgage. Free for homeowners, four short steps.

Start bids