Verified brokers and lenders
Which lender type suits you?
| Lender type | Cost | Flexibility | Speed | Best for |
|---|---|---|---|---|
| Bank | Low | Strict | 2–4 weeks | Strong credit and income |
| Credit union | Low | Moderate | 2–4 weeks | Local, member-focused |
| Monoline | Low | Moderate | 2–3 weeks | Prime borrowers via brokers |
| Alternative (B) | Medium | Flexible | 1–3 weeks | Self-employed, credit issues |
| Private / MIC / fund | Higher + fees | Equity-based | Days | Short-term, complex files |
Licensed mortgage brokers bid alongside banks, credit unions and private lenders on MortgageBids.ca. One broker bid can tap dozens of lenders, and on most prime mortgages the lender pays the broker, not you. Why use a mortgage broker · Get broker and lender bids
How lenders are verified
Business email on the lender's own domain, licence checked on the regulator's register, logo and profile reviewed, and admin approval. Read more.
Lenders by province
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